Contractor Owner OS

Job to be done: Run the company today. See where money is, where it isn't, what the crew is on, and what one decision needs the owner before end of day.

Local-only persona OS. Drafts are stored in this browser only — nothing is sent, nothing is uploaded, no PII leaves this device. Output is gated behind a review gate. Treat exports as a working packet, not a final commitment.

First valuable action — runs locally now

Money now

Confirm cash on hand, AR over 30 days, deposits expected this week. If cash is short, this is the only thing that matters today.

6 ladder steps
3 required packet fields
4 review-gate checks before export

Output: Contractor Owner Daily Packet — Markdown export gated on review-ready. Disclaimers + handoff stay attached.

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